Lisk: Don’t Let the Name Fool You

By | Analysis, Blast


In it’s mission statement, Lisk’s goal is blockchain technology for everyone. But what does this really mean? Let’s dive in.

One analogy to understanding Lisk is understanding the foundation of what made Microsoft successful. While technology inside computers was revolutionary even before Microsoft existed, it was not until Bill Gates built a way for the average person to utilize this technology did the internet truly take off. The internet needed a way to interact with. With its innovation of the operating system, people could now build things on top of their tools at a much faster pace.

You may have heard the buzz word “blockchain” get thrown around a lot. While there are plenty other resources to help you understand this concept, for now we will simply define blockchain as a super-groovy, next-level technology (much like computers in the 90’s).

In the same way computers needed an operating system like Windows to have your grandma jump on AOL messenger, blockchain needs an operating system of itself. A way for the average person/company to harness it’s power and create things on top of it. This, is where Lisk comes in.

One of the hardest things for a technical team to do is describe their technical product in a non-technical manner. As Lisk describes this struggle, we have to describe it at a “Mom’s level”. While challenging, Lisk gives one of the best visual examples I have ever seen using a simple diagram of a town/city. Let’s take a look.

In the town, you can see a house built on a street. This house represents Lisk and all their technological glory. They have a pool, pantry full of snacks, and a mighty cool media room. Currently, other people have no idea how to build a house of their own. Think of them like cavemen, still trying to figure out fire. How we solve this problem? We teach them.

To help reach the cavemen, from their house, Lisk builds out a road that extends across the city. This road represents the super-cool, groovy blockchain we mentioned earlier. Cavemen now have the ability to flintstone their way to the Lisk house and begin learning the basics of building a house. Maybe how to build a bunk beds. Maybe just how to get Netflix to show on their new 60 inch monitor. The application does not matter. What matters is the Lisk is giving others the tools and applications necessary to build.

Let’s fast forward 4000 Lisk years and Liskville is booming. So much so, the highways are congested with 5pm traffic. This is actually a very common problem of some other cities like Ethereumburg and Bitcointopia. To solve this problem, Lisk has created something called a “side chain”. Let’s think of a side chain as that back alley path to your house that only you know about. Now, even if the super groovy, next-level block chain gets clogged, you have a path to your destination.

Another 2000 Lisk years pass. As the city grows, interactions and ideas inside the community grow. Sky scrapers are built, Chick-fil-a’s are expanding, and coffee shops are becoming hipster havens. So how would it be possible to expand from a city to the entire world? One big obstacle is communication. Currently, in 2017 real world, there are many different languages across the world like English, Spanish, German, and many others. In order to truly become universal, we need a universal language. Lisk uses a dialect called JavaScript. While it has a funny accent, it is the most widely adopted language across our hypothetical universe. By choosing this language as its official language, people can jump on boat across the river and fit right in.

Kuddos to the marketing and graphic design team on this one.

So what are some things you can build with Lisk? Here are some examples directly from their website.

“Possibilities are endless, like developing platform independent social networks, messengers, games and so on. All on your own blockchain network including corresponding token, fully decentralised, and all this without the hassle of complicated consensus algorithms or peer-to-peer networking protocols.”


Almost as impressive as the technology is the team behind Lisk. An all-star bunch

Although the team was hard to locate (have to scroll all the way to to the bottom), they are definitely an impressive bunch. All sporting the classic startup t-shirt with a logo on it, they currently have 28 team members and look to be growing (open positions).  Additionally, they have brand ambassadors from China, Romania, Russia, Australia, France, Italy, and the USA. Strange side note, it was quite interesting to me that the co-founders were not listed above everyone else like I normally see. Not sure if this was intentional, but I thought it was quite refreshing and showed true humility. Here are some of the core members:


Currently sitting at #20 on the CMC rankings, Lisk is somehow still flying under the radar to many of the new crypto enthusiast. With an SDK that has yet to be released and a logo that looks like it was made in Minecraft (sorry Max), many potential investors are still overlooking the impact this company could make on the entire blockchain ecosystem. All of that is about to change on February 20th.

Many of us still remember the hype and hysteria surrounding the early Microsoft launches and the occasional wacky moments of Steve Ballmer going crazy on stage. While it’s easy to look back at with eye-rolling cringe, these moments in time were truly indicative of the passion so many had for new technology and innovation.

On February 20th, Lisk is hosting a globally streamed relaunch of their company at the Westhafen Event & Convention Center. Probably the coolest entrance I have ever seen since Walter White on Breaking Bad. It is here, in Berlin Germany, that the team finally plans to unveil the new brand and the technology they have been working so hard on for the last few years.

To give us more insight on what this re-launch could mean to price fluctuation, we can take a look at an eerily similar example just six months ago. On June 22, Ant Shares (“Chinese Ethereum”), announced it would be re-branding to the company we all now know as NEO. On August 14th, just six days after their relaunch was official and finalized, the NEO price jumped 667% to sit at $50 (up from $7.50). The company has continued to rise and now sits at $120 and #12 on CMC.

Since the time of the Lisk re-rebrand announcement on November 22nd, the price has already tripled in price. If you believe in the Lisk team, technology, and marketing abilities; sitting at $60 in Q1 does not seem too out of reach.

Lisk (LSK)

About:  Blockchain Technology for Everyone

Exchanges: Binance, Bittrex, Poloniex


Ethos: The Economical Revolution

By | Analysis, Blast

For any revolution to occur, three things must be present:

  1. Innovation
  2. Understanding
  3. Accessibility

Without each of these, at the same moment in time, a revolution is simply an afterthought of potential. The best recipe in the book is only as good if people know how to cook and have access to the ingredients. When all three are able to come together, truly amazing things happen that change the course of history.

Agriculture Revolution (10,000 B.C.)

Nearly 10,000 years ago, the innovation of farming and domestication of plants led to the first known revolution in human history. Although we previously lived as hunters and gatherers, the Agricultural Revolution gave birth to a new era of food production and efficiency. This fundamental understanding of new farming methods gave millions of new people access to healthier lifestyles.

  1. Innovation: Domestication of Plants
  2. Understanding: Farming Methods
  3. Accessibility: Food and Health


Industrial Revolution (1760’s)

With the innovation of the steam engine, the industrial revolution in England quickly set forward a worldwide adoption of factories and production. Machines were produced at a staggering rate that prompted new ideas of creation and engineering.

  1. Innovation: Steam Engine
  2. Understanding: Production Techniques
  3. Accessibility: Goods and Tools


Informational Revolution (1950’s)

While it’s hard for some to remember life before the internet, this innovation has accelerated the spread of information at an astronomical pace. With the ability to connect, interact, and communicate with anyone across the world, the internet at its core is a transfer of information.

  1. Innovation: Internet Protocol
  2. Understanding: Computer Navigation
  3. Accessibility: Information and Connection


Economical Revolution (2018)

Moving into 2018, we are headed into stage two of the Economical Revolution and Ethos is leading the way.

Ethos is a people-powered crypto currency platform. The mission is to make the daunting cryptocurrency market accessible to everyone, accelerate adoption of blockchain technology and democratize ownership of cryptocurrencies.

The technology making all this possible is already here: blockchain. However, the blockchain is still a mystery box to most. To help make sense of this technology, Ethos has made important connections along the way including a recent partnership with BitDegree that will pave the way to an introductory course on “Crypto and Cryptocurrencies”. As people begin to understand the core concepts and opportunity of crypto currency, Ethos can continue to build on the final and most important step: Accessibility.

The Ethos Universal Wallet makes it easy and safe to store and transfer value of any form – anywhere, anytime, anyplace, instantly – for free. In a new world of confusing tech, this innovation will bridge the gap between technical experts and average daily users.

  1. Innovation: Blockchain Technology
  2. Understanding: Crypto Currency
  3. Accessibility: Financial Freedom


The modern combustion engine was created in 1859, but it was not until Henry Ford’s invention of the Model T in 1908 did people truly have access to cars and transportation. The internet was invented in the mid 1900’s, but it was not until Steve Jobs and Bill Gates paved the way for personal computers did people truly have access to information. Blockchain needs a pioneer to bring the blockchain technology to the masses; Shingo Lavine and the Ethos team are doing just that.

The future is for everyone.

Bloom: Universal, Decentralized Credit Scoring

By | Analysis, Blast

Quick Summary

In short, Bloom is a universal, decentralized credit score system. Acting as an end-to-end protocol for identity attestation, risk assessment and credit scoring, entirely on the blockchain, they are able to help traditional and digital currency lenders to serve billions of people who currently cannot obtain a bank account or credit score. Let’s break this down a bit.


I think this company has flown under the radar because it isn’t in a sexy industry. Not everyone sits down at dinner with friends and immediately discuss how they can better their credit score. But if you truly think about it, our current credit system is incredibly broken. Here are a few examples how:

  • Restricted: If I travel to another country, let’s say Mexico just a few miles south, my entire life’s credit score doesn’t follow me. In the world of crypto that aspires to become a truly universal currency, the current credit scoring system just doesn’t work cross-borders.
  • Centralized: If you didn’t hear about the Equifax hack a few months ago, it was big. Millions of people’s personal information was compromised that could lead to identify theft and loss of assets. There is currently a monopoly on the industry from three major credit scoring systems with all our information. This isn’t safe.
  • Scoring: I didn’t truly start building credit until I was 23 years old. Even though I never missed a payment on anything. Even though I did everything in my power to stay away from having debt, I was penalized for not having debt. How backwards is this?


These issues are true for millions across the world. To counter these problems, here are the three things Bloom is doing to fix the issues:

  1. BloomID: BloomID lets users establish a global, federated identity with independent third parties who publicly vouch for their identity information and legal status.
  2. BloomIQ: BloomIQ is a system for reporting and tracking current and historical debt obligations that are tied to a user’s BloomID.
  3. BloomScore: BloomScore is a dynamic and inclusive indicator of an individual’s likelihood to pay debts that adapts to the maturity of a user’s credit history.


Full disclaimer, I participated in the ICO so I could be somewhat biased on my positions here. That being said, I believe this is truly under the radar coin. Here are some interesting stats I found thanks to their reddit channel.

  • Bloom’s 24 Hour Trading Volume is 101 ETH ($131,249 USD). This is the highest daily trading volume yet.
  • Despite the ups and downs of the market, Bloom has held strong and kept up the pace of Ethereum.
  • At the time of writing, buy orders are at $1.76 USD. The ICO opened at $0.67. The ending of the ICO was $1.15.

While Bloom is on, it has not been publicly listed on the “Recently Added” yet. I think this is an extremely sneaky coin to get before it hits the big markets.

Hold Time: 6+ Months


BloomToken (BLT)

About: Universal, Decentralized Credit Scoring




Substratum: Net Neutrality’s Backup Ninja

By | Analysis, Blast

Investing Analysis

Okay, I’ll say it: Substratum is still my favorite coin of 2018. One of those visions that make you think, “Man, if they can actually pull this off, it is going to change the world”.  While I have been a fan of Substratum for months, we just experienced a perfect storm of opportunity that makes this a crucial time to invest. Here are the three reasons:

1) Crypto Correction

The last few days has caused mass hysteria around the crypto community, mainly by new investors who have never seen a correction. While nobody likes to see their portfolio value cut in half, these types of corrections do offer new opportunity to re-evaluate your positions, and pick up coins at a lower price than you were previously able to.

Before the correction, SUB made its way all the way up to $3.21, an absolutely insane growth rate since starting the year at $1.08. However, after the correction, SUB has dropped down and his hovering around the $1.25-$1.50 range. A perfect opportunity to snag.

2) Beta Release

When other coins get so much hype despite having an actual product out, I usually roll my eyes a bit. It’s like that little kid at recess who claims to be the best basketball player you’ve ever seen, but you have yet to see him get on the court yet. Seeing 10B+ market caps without a working product is always a red flag. To make me feel a little better about Substratum and their work so far, Justin Tabb and the team do an awesome job of making videos to learn about the concerns; about the product; and about the vision moving forward.

While they have not released the public product just yet, they are currently doing private beta tests. If you would like to be involved with these tests, you can fill out this form to get an early peek at at the action. It is expected that the public beta will be released in the coming weeks. Once this hits, the ease of use in running a node is set for mass adoption at an incredible rate.

3) TV Rumors

I usually don’t like to pump up unconfirmed buzz before it is made official, but this information is just too juicy to pass up. According to a screenshot from the founder himself, Substratum will be showcased on a “major TV spot” with an estimated audience of 60M people. This is exciting news, not just for Substratum, but the entire crypto industry as a whole.

“Buy the rumors, sell the news.” A very common phrase in the crypto world, but what if the rumor is about being on the news?  As appreciation for your involvement with Altcoin Insider, I love the opportunity to break information like this to you. Hopefully you can jump on the train before this rumor spreads too far.


For those not from America, there is an ongoing nationwide debate involving the ability of Internet Service Providers to slow down and censor certain parts of the web. For many of those not from America, you may already be dealing with censored news outlets and information while online. No matter your location, we are all connected by the internet, and any intermediary that tries to take that away from us is slowing down society. To attempt to fix this issue, the United States passed Net Neutrality in 2015 that reclassified broadband access as a telecommunications service, thus applying common carrier protections under Title II of the Communications Act. However, in November of 2017, the FCC chairman Ajit Pai unveiled plans to repeal the United States’ net neutrality policy.

I sometimes like to think of Substratum as Net Neutrality’s Backup Ninja. Despite the attempts of the third parties to control our internet access, blockchain technology allows us to do is forgo intermediaries and create true decentralization. We control our own destiny, not Comcast.  Substratum is an open-source network that allows anyone to allocate spare computing resources to make the internet a free and fair place for the entire world. Anyone, at anytime, can become a node on the network and begin helping the internet to true decentralization. Oh, and you also get paid for this. Crazy, I know.

The only thing that excites more more about getting paid to help others, is the ease of use Substratum has created. Its awesome to have the best technology in the world, but if nobody knows how to use it, what is the point? Currently, ‘mining’ for crypto seems to be an elite underground society where only the technical people are rewarded. Substratum changes all that, checkout how easy it is to use.


Much like Ether being necessary to access the power of Ethereum’s blockchain platform, Substrate will be a necessity for all the companies who want host their website on the power of the decentralized web. For companies to host their websites on this uncensored internet, they must pay using Substrate, the SUB token. Many other crypto companies have no real use for their coins/tokens. Substratum does.


February 2017
  • Substratum Founded
  • Roll out MVP
    Introduce the Company
July 2017
  • Website V1 Launched
  • Whitepaper Launched
 August 2017
  • ICO Token Sale
  • Raised over $12MM USD
  • Website V2 Launched
September 2017
  • SUB Tokens Hits the Exchanges
  • Substratum lists on, Tidex, and Etherdelta
October 2017
  • SUB Lists on Binance
  • Ohio Office Established
November 2017
  • SUB Lists on KuCoin
  • Private Alpha Test I
  • Completes with 100% successful results globally
 December 2017
  • Website V3 Launched
  • Private Alpha Test II

Q1 2018

  • Public Beta Launch


I usually don’t put my neck out behind a company so much. There are so many uncontrollable factors that lead to the success or failure of a company. When I look back at the history of companies who eventually become giants, the one thing that stood out to me most was timing. Google came in a time when the internet needed organizing. Now, the internet needs to be disorganized, and a decentralized foundation is the only way to accomplish that. If, and it is a big if, the team can execute on their vision in the coming months, Substratum is set for a massive disruption.


My name is Zachary Dash, the founder of Altcoin Atlas. Every day, I write one article that features an up-and-coming altcoin to keep your eye on. If you want to support me and the information I put out, I encourage you to join our Altcoin Insider group. The Altcoin Insider is a daily dose of crypto sent directly to your phone. On here, we feature investing analysis on up-and-coming coins to keep your eye on. Text ‘ALTCOIN’ to 31996 to get involved or visit Altcoin Insider for international support.

Altcoin Atlas Moves Crypto Community to Steemit

By | Analysis

One month ago, I launched Altcoin Atlas, a cryptocurrency platform that focused on providing others with up-and-coming altcoin information. In the days that followed, I was met with overwhelming support and appreciation for the research I published on a daily basis. Within two days of the launch, we had a staggering 2500 people subscribe to the Altcoin Insider, along with 1000+ follow on Telegram on Twitter. I cannot thank you enough for this response.

While I was excited for the growth, there were many obstacles that started to push me in a direction I was not comfortable with.


Although I am an active investor in cryptocurrencies, many of the initial readers and followers took these articles as financial advice. While it is not possible for me to stop someone else from spending money, I could have done a better job of communicating my vision with Altcoin Atlas. The articles I release are meant to focus on helping others understand the companies behind the coins. Not which coins to buy next. With this, I hope to provide enough insight to digest this information on your own and making investing decisions on your beliefs.


The next biggest obstacle was underestimating the funding necessary to send out daily text blasts. While I was aware beforehand this could become an issue, I assumed by the time I reached growth, I would have outside funding coming in to help offset these expenses. As I began reaching out to companies, I soon learned that paid promotions and sponsored articles were one of the only ways that I would be able to gain early capital. Although there were many companies who wanted to be featured and willing to pay for your attention, this was simply something I was not, and am not comfortable doing.


To counter these issues, moving forward my content will only be published in two areas.

Steemit:  For those not familiar with this website, Steemit is a social media platform where anyone can get paid for creating content. In addition, users who are active on the platform (upvoting, commenting) are compensated as well.  With this switch, I can now focus on the companies who are making the biggest impact on the world, not the most companies that are willing to pay for attention.

CCI Newsletter: Four weeks ago, launched a weekly newsletter with action packed information on the entire cryptocurrency industry. Focused on everything from technical trading analysis and weekly crypto events, to one-on-one video interviews with founders, this is one of the most value-packed outlets of information you can get. My five articles of the week will be included on these for those who were unable to check Steemit.

I thank you for the support thus far and hope you can continue me through my journey of spreading the crypto gospel. If you have any questions, please let me know!

Ten Altcoins That Could 1000x in 2018

By | Analysis

Ill be honest, this article was extremely difficult to write. Not only was scrounging through 1000+ coins time consuming, but the amount of pure garbage coins on the internet is amazing. If I have to see the word “blockchain” one more time, I might go crazy. Most of these coins have no reason to exist, and serve no purpose. All of this being said, I did come across a handful that showed potential.

To attack this scavenger hunt of opportunistic altcoins, I had to give myself some parameters:

  1. The coin can’t be in the current top ten in total market cap
  2. The coin must be tradable on a trusted market or exchange
  3. The coin can’t be related to a ponzi scheme or multi-level marketing (I am looking at you BitConnect)

The next step was truly shifting my mindset on this problem. Rather than asking, “Is it possible for a coin to go 1000x in one year?”, I shifted my question to, “If it were possible, what would the coin need to have?”. Here were the top three characteristics I was looking for when deciding:

  1. Team: Do they have a solid team or just Randy from Idaho in his basement?
  2. Technology: Is their technology solid, or atleast, could their future technology be unique?
  3. Timeline: Is this company going to take 5 years to launch, or is it in the near future?

Without further ado, here are the top ten altcoins that could 1000x in 2018.


Filecoin  (FIL) – $18.72

Before you go calling me crazy, I need to make it clear I understand how long of a shot this coin would have to 1000x. Already at $19.72 in futures trading, it would need to hit the level that Bitcoin is now to achieve this feat. All that being said, it has all of the right things going for it with worldwide implications.

Filecoin is a decentralized storage solution. The same way you use Amazon or Google Drive to store your files, Filecoin allows for anyone, anywhere to get paid for storage. While there are some competitors out there already in the market (Storj, SiaCoin), Filecoin is built on-top of IPFS, a new peer-to-peer protocol.

More than being built on really cool technology, Filecoin broke a record while rasing $257 million dollars at their ICO. While this does not necessarily mean they will be successful, it certainly gives them a lot of runway to not fail. To add to this, they are backed by Sequoia Capital, Andreessen Horowitz, Union Square Ventures, and many other big name people.

The total market size of cloud computing is currently at 25B and expects to reach 75B by 2021.

Ethos (BQX/ETHOS) – $2.25

Always like to give disclaimers of my positions. Ethos, previously Biquence, holds roughly 15% of my overall portfolio, so do your own research to make sure I am not just pumping it up.

People have started dubbing Ethos the “Coinbase Killer”. To be honest, with the road map and aspirations of this project, that might actually be underestimating the company.

Ethos claims to be the people-powered cryptocurrency platform. But what does this really mean? Ethos solves the very real of juggling your coins and liquidating them in a non-scary manner.

The Ethos Universal Wallet makes it easy and safe to store and transfer value of any form – anywhere, anytime, anyplace, instantly – for free. In a new world of confusing tech, this innovation will bridge the gap between technical experts and average daily users.

While there have been some attempts at mobile wallets, nobody has made it easy enough for your grandma to get into crytpo. If Ethos can break this barrier to the mainstream public, we will see an absolute monster in 2018.


Nimiq  (NET/NIM) – $1.88

I have been in an on and off again relationship with this coin for a month now. When I first stumbled upon it’s web page, I was absolutely amazed. Nimiq has somehow found a way to make the technical task of “mininig” easy enough for your grandma to do it. You simply click on the “testnet”, and boom, you are mining.

There is one main reason I haven’t invested more, despite the amazing technology. They will be going through a fork in the coming months that transitions their current coins (NET) to another name called (NIM). While forking isn’t always bad, the new coin (NIM) will be traded in at a 10-1 ration. This means, if you currently own 1000 NET, you will only own 100 NIM. If you are seeing the price of $1.98 NET right now, keep in mind, this is the same as investing in NIM at a $19.80 rate.

They are so super focused on tech (which is great), that they do not have any core team members with a marketing background or experience. I kind of actually like and respect this approach Whenever someone catches wind of this project with a decent twitter following, I think its going to explode. Timing that is the hard part.

While they don’t have the best marketing push currently, they do have an absolutely amazing, documentary style youtube channel. Check it out!


Dragonchain (DRGN) – $0.85

To be honest this coin made the list out of default because of its connection (who knows how close) to Disney. To be clear, this is by no means a “Disney Coin”, nor do they claim to be. That said they are probably the closest thing to crypto that Disney currently has. Trading at $0.95, a LOT of things would need to happen to get this up into the four digit range. Since there are so many coins in circulation, the total market cap of this coin would have to reach  $425+ billion. To put that into perspective, the current market cap of bitcoin is only at $275 billion.

If you invest in this coin, it will be because you expect a 10-100x boom in the crypto industry, and a Disney related crypto could hold a large portion of the entire market.


Substrantum (SUB) – $0.51

When creating this list, I also wanted to keep in mind current world issues that might affect future behavior. In the news a lot lately has been the attempted repeal of Net Neutrality. No matter what your stance is on the subject, a law of this size could impact millions of users around the world. Substratum is here to counter-act this.

Substratum is trying to be the foundation of the decentralized web. On here, anyone can allocate spare computing resources to make the internet “a free and fair place for the entire world”. I love the idea, it has a solid team and a very small but passionate following. Keep an eye on this.


Verify (CRED) – $0.39

Not sure how I came across this coin, or why, but it is fixing a very unique problem. While many people agree that blockchain is the future of technology, there is still a very human aspect needed in terms of eCommerce. Did the package get there? What if I need a refund? This human aspect creates a middle-man that Verify could possibly get rid of, or at least reduce. By focusing on “reputation”, we can slowly automate these transactions and cut down costs.

Nobody needs to convince you how big the eCommerce industry is. Verify could, if they run really fast, be the crypto bridge of reliability and trust.


Quantstamp (QSP) – $0.16

If you are one of those believers that Ethereum could be work 10k next year, you might want to look into Quantstamp. With a focus specifically on securing smart contracts, Quantstamp seems like a small niche company. But, this is a growing market and they are currently leading the pack.

Add onto this that they are backed and originally funded by Y Combinator, the company that originally backed Coinbase, we know this has already passed the sniff test of some really smart people


Electroneum (ETN) – $0.065

I’ll be honest. I really, really don’t like this coin. Something about it smells fishy, but millions of people are buying into the marketing. Maybe I am upset that they are putting buzz out in front of actual technology. Maybe its because the naming is too close to Ethereum, and that’s my home boy. Whatever the reason for my misplaced anger, the coin unfortunately has potential.

Just like Nimiq, they are close to fixing the problem of scale abiliy and mass adoption. Through a mobile app, you can (in theory) start earning Electroneum by mining. If crypto takes off, look for this coin to attack the mobile space.


Opus (OPT) – $0.021

I saw one comment on YouTube calling this coin a scam. I dove into google trying to find any evidence to this claim and came up empty. Probably just a 16 year old who invested in the ICO and is impatient. Who knows.

Opus is focused on being a decentralized music platform. Similar to iTunes, but rewarding artists in coins and hopefully cutting down the middleman. The branding is absolutely amazing. The team looks to be strong. I really don’t know why this coin is still so undervalued, but not being listed on any major exchanges is creating no trade volume. In a recent Q&A, they said the reason was:

We came to the conclusion that it would be more beneficial to devote our time and resources into development and relocating… Our internal goal is to get listed in Q2 of 2018, though this could also happen considerably earlier, depending on how the development is going. Getting listed is a community effort and with our present volume, it would be difficult to find an exchange that would agree to get us listed.

If and when this coin gets listed, expect a breakout.


Kin (KIN) – $0.000116

This coin has two things going for it. One, it is the adopted coin of the popular messaging app Kik. Having a community already in place to roll out a coin is a huge advantage. The next advantage is the extremely low price point at under a tenth of a penny. The reason for this is because there are 10 TRILLION coins in existence, so the coin has almost zero scarcity. All that being said, its worth a flyer.


I would love to hear your thoughts in the comments below. Which coins am I missing?

Are We in a Crypto Crash, or a Crypto Correction?

By | Analysis

I woke up this morning to an ambush of text messages and alerts on my phone.

“China bans crypto, the end is near.”

“Is crypto, like… dead-dead?”

“I took out a loan to buy some Tron. How do I get a refund?”

For many of the individuals new to the crypto industry, the last few days might seem like Armageddon. Crypto coins falling out of the sky; howls of DOGE beyond the horizon.

For the seasoned vets out there, this is just another “correction” or bump in the road. Yeah, their portfolio might have taken a dip, but this is all part of the journey to building out the future of blockchain technology.

So who is right? Are we headed down a dark narrow path of no return, or is this simply a paper cut along the path to lambos and luxury. Let’s take a look.

2017 History of Crashes

To truly answer this question, I think we need to better define what a “crash” is.  If we define a crash as any sudden dip in the market, we see “crashes” nearly every few weeks in crypto. There is a very thin line between a crash and a correction; all revolving around timing and continuity.  I think the question we are really asking in these times; “Is this downward trend going to end, and if so, how long is it going to take to recover?”

The cryptosphere has seen its series of ups-and-downs in the last 10 years. To give true perspective of on where we currently stand in a macro view, I broke down 2017 week-by-week to look for similar trends and “crashes” along the way. Here were the results.

January 5-12, 2017

On January 5th of last year, the market started a 31% down trend from 21B to 14.5B. This seven day skid took 25 days to regain its 90% of its previous market cap and 42 days to get back to its previous all-time high.

May 24-27, 2017

On May 24th, the market started a 36% plunge from 91B to 68B. This three day skid took six days to get back to its previous all-time high.

September 8-15, 2017

On September 8th, the market started a 39% drop from 164.5B to 100B. This seven day skid took 27 days to get back to its previous all-time high.

December 21-22, 2017

On December 21st, the market took a quick 35% dive from 647B to 423B. This one day turn took six days to get back to its previous all time high.


Current Dip

Since January 8th, we have seen the market decrease by 36%.


Harness the Fear

Fear, uncertainty, and doubt (commonly labelled as FUD), is used a bit of an insult in the crypto community. Any time someone brings up even a small bit of information that the market might be a bit overvalued, they are HODL’d to death with memes and gifs of demise. While fear is definitely something that can hold us back from our true potential, we must also respect its purpose of protection.

Fear is what kept us from jumping off that two story building in 2nd grade because we were dared to do so. Fear is what kept our ancestors away from predators because, you know, they might eat us. Fear, inherently, is not a bad thing. It is when fear becomes illogical that we begin to restrict the opportunity ahead.

To truly answer the question, “are we in a crash or a correction”, you need to take a deep look into the mirror and figure out what you believe in. Is there opportunity ahead? Is blockchain technology truly revolutionary or just over-hyped jargon. Is the world going to have universal currency or will we stay the same?

I can’t answer these questions for you. But, if you take the time to figure out these answers for yourself, you will sleep much better at night knowing if you believe we are crashing, or simply going for a stroll.

Opus: Decentralized Spotify Brings Power Back to the Artists

By | Analysis, Blast


In a society built on music platforms like Spotify and iTunes, it is extremely hard for low & mid-level artists to make a living. Attempting to promote your music without going through these outlets is an uphill battle of marketing expenses and promotional expertise. Even if you are talented enough to make it big, these third party platforms sit as middle-man between you and your fans who want to support you. Opus is attempting to fix this by giving artists 100% of all revenue.

Investing Analysis

I was debating whether or not to add this coin to Altcoin Insider, as it was already mentioned on the Top 10 Altcoins of 2018 post I did a few weeks ago. That being said, after the recent dip in the crypto market brought the coin back down to $0.10, I still think this coin is incredibly undervalued.

OPT was sitting at $0.04 for a long time but went all the way up to $0.25 just five days ago. Despite the surge, I never once debated selling off for profits. This coin has just too much potential. If Opus is able to get just ONE major advisor or musical artist on-board, I find it hard to believe this coin will be worth anything less than $1-3. These are the type odds I like to play with.

With just 250M coins in existence, a simple $250 purchase right now could have you owning 1% of the entire market. That is huge. Most of my investments sit into two categories: Coins with stability and coins with upside. Opus definitely sits in the upside portion of my portfolio.

Music is a universal language that binds us all together. If Opus can connect this universal language with the universal currency of crypto, we are looking at huge numbers moving through 2018.


Opus is the world’s first decentralised music platform built on Ethereum and IPFS. While they are working on releasing the first platform in the coming months, they already have a pretty snazzy looking demo at: Make sure to turn down your speakers, as it auto-plays with music.


The COO and investor Mateusz Mach is a Forbes 30 Under 30 Winner. That’s a pretty good start for a team. You can view the rest of the Opus team by going: Here


Opus (OPT)

About: Decentralized Spotify Brings Power Back to the Artists

Exchanges: HitBTC, EtherDelta


UTRUST (UTK) – PayPal of the Blockchain

By | Analysis, Blast

Wish I would have started this Altcoin Insider group just a few days ago before UTRUST really took off. I have been watching UTK ever since the ICO and invested around $0.57. While it is now up to $1.08 (#102), I truly see this company making it’s way into the top 50 coins in the not too distant future (1-3 Months).

In my Top 10 Coins of 2018 post, I wrote about a company called Verify (CRED) that is doing very well. While I still like Verify from an investment perspective, UTRUST is attacking the same problem with a team that is 10x the size and 10x the funding. They have a jump-start on the market, which is a huge advantage in today’s industry.

So what makes it special? It is solving a real problem; go figure. In today’s eCommerce industry, not only are crypto payments hard to accept because of volatility, but they are on untested waters. Asking someone to send you some Ether for your Nike shoes is almost as strange as asking for hotdogs at McDonalds. It just doesn’t work.

In 1998, sending money over the Internet seemed crazy, let alone doing it without a credit card. Fighting against fear and uncertainty, PayPal was able to overcome the most important and restricting barrier of all: trust. It was not the technology behind PayPay that made it into the behemoth it is today. It was the trust and level of comfort it gave people in doing something they had never done before.

To solve this same problem in the cryptosphere, UTRUST acts as a middle-man between buyer and seller to ensure a trusting transaction. The type that gives you the warm & fuzzies when you go to bed at night that your package will arrive; and even if it doesn’t, you have someone to talk to about it.


Yes, the point of the blockchain is to cut out middle-men. Yes, we are gradually building to that end goal. But until that time comes when robots can track down fraudulent sellers/buyers, we need a level of protection to bridge the gap between blockchain and eCommerce. UTRUST does just that. On the small chance UTRUST is the PayPal of the Blockchain, it’s worth the investment.

UTRUST (UTK) – $1.09 (3.04%)

About: PayPal of the blockchain, UTRUST is the payments platform of the future.

Industry: eCommerce

Exchanges: KuCoin, EtherDelta (Beware of Hacks)



Cryptopocalypse – How the Bubble Will Burst

By | Analysis

On New Years Eve, I sat in front of my laptop at Starbucks with a major life decision ahead of me. Although I had been utterly consumed with crypto for months, there was still something holding me back. As a naturally risk-averse person, I have stayed away from uncertainty my whole life. No blackjack. No sky diving. No mystery meat from the lunch room.

Remembering the days of putting every penny of my $10/hr in savings truly humbles your perspective of time and money. From a young age, I have valued time more than anything in the world; and that is exactly what money provides. Time. Although I could see the potential ahead clear as day, I struggled with pulling the trigger on investing more. Getting married in six months time and starting my “adult” life didn’t make the decision any easier.

Ten minutes before midnight, I followed my heart into the crypto abyss. While still a very small investment compared to others, I knew I had to get more serious than ever about being smart with this asset. How can I protect it? What is the road ahead? If the crpyto bubble does pop, how can I avoid the downfall?


The Dark Side

The most common thing people talk about in the crypto community is hope and opportunity, with the not-so occasional coin shilling in the middle. And rightfully so. The charts look like hockey sticks, the numbers are green, and people are already planning out which color lambo they are going to buy. But, what happens when all that stops?

The goal of this article is not to cause fear, uncertainty or doubt. It is to empower you to understand no matter what the market does; you control your own destiny. It is created to ask questions that nobody wants to talk about. It is written with the hope of helping you figure out an exit plan to save your bank account (and possibly marriage).

If the crypto bubble were to pop, what would it look like? What would be the causes? What would be the aftermath? These are absolutely critical questions we have to figure out. Let’s dive in.


Three things that cause bubbles to form

To figure out what would cause the crypto bubble to pop, we must first look at what caused the bubble to grow in the first place. As a frame of reference throughout the article, we will be comparing the dot com bubble for its similarities and tech connection.

Between 1990 and 1997, the percentage of households in the United States owning computers increased from 15% to 35% and the Information Age was born. As a result of the rapidly-increasing usage of the Internet, many investors were eager to invest, at any valuation, in any company that had one of the Internet-related prefixes or a “.com” suffix in its name, leading to a stock market bubble.

The value of the Nasdaq Composite stock market index, which includes many technology companies, rose from 1,000 in 1995 to 5,000 in the year 2000. At the height of the boom, it was possible for a promising dot-com company to become a public company via an initial public offering and raise a substantial amount of money even though it had never made a profit—or, in some cases, realized any material revenue whatsoever.

It seems so obvious and silly in retrospect. But is this really any different than what is happening today? In current crypto economics, a team of three people with a fancy worded white paper is capable of raising hundreds of millions of dollars; in a matter of minutes no less. This ability to jump over the long IPO process has caused growth rates that far exceeds the growth of the dot-com era.

In retrospect, it is easy to see why the dot com bubble occurred. Overvalued companies and inflated expectations. While hindsight is always 20/20, there are some very common characteristics we can see to better help us detect future collapses.

1) Assumptions of market growth

2) Excitement of potential value

3) Expectation of investment opportunity


As soon as these assumptions, excitement and expectations have met their match, the cookie crumbles and the true value of a company is left over. Now let’s see how this fits into crypto.


Three things that could cause the crypto collapse

There are many assumptions currently being made in crypto community:

  • Crypto is young in its infancy with a lot of market growth ahead
  • Crypto has new blockchain technology that far outperforms all other technologies
  • Crypto is only going up so it is a great investment opportunity

At of the time of writing this article, all of these statements seem to be pretty obvious and plausible. Now, let’s look at the three possible ways these assumptions could be turned upside down.

1) Government Regulation

The first reason is probably the most obvious: government regulation. While crypto currency was created to inherently avoid the involvement in government, there are still many years of uncertainty ahead of us.

On December 5th of 2013, the People’s Bank of China announced that Bitcoin was prohibited for Chinese financial banks to operate using bitcoins. The value of bitcoin dropped 11-20%, before eventually rebounding to higher growth.

Specifically in America, there is a lot possible scenarios in which Trump comes down hard on regulation. As the president is already at odds with many in the tech community, and implemented tax laws on crypto currency, we can only speculate on what is ahead.

Trump acts swiftly on things he wants to doesn’t like, as we saw in the illegal immigration . We can only hope his twitter beef with North Korean dictators keeps his attention away long enough to not push the red button on crypto law.

2) Unmotivated Money

In traditional economics, companies must first provide value before being rewarded. When you wanted to make $5 as a kid, you offered to wash your parent’s car. When you wanted to make $10/hr as teenager, you flipped burgers. When you wanted to build a billion dollar company that went public, you built a sustainable business with revenue and achievements (unless you’re snapchat of course).

All of this logic is thrown on its head in crypto. Money comes first, with the promise value in the future. Will people be more or less motivated without the need to produce? Will this cause teams to move and grow faster, or become lethargic and uninterested? This remains to be seen, but, the first signs of this new crowdfunding method to not work from a psychological perspective, the bubble will begin to pop.

3) Ethereum Drop

Yes, as of now, Bitcoin is still the king, and could be for many years to come. However, this does not mean it has the most control over the market. If Ethereum were to tank, it would cause a nasty spiral of events. Let’s look at why.

Ethereum, a blockchain based technology, has over one hundred other coins built on top of it. In addition to this, many of the magical million dollar ICO’s were funded with Ether, the primary currency of Ethereum. While many of the companies are hopefully smart enough to diversify their funding, it is safe to say that a majority of the assets that these companies are running off of are powered by Ether. Ether is how they pay employees. Ether is how they liquidate their investments. Ether is the heartbeat.

If Ethereum were to take a downturn, these companies would have less money to invest. Less money to invest leads to less runway for creation. Less runway for creation means more companies going out of business. More companies going out of business means fear in the market. Fear in the market means crash. This situation scares me more than government.


Three things to best protect yourself if the market does crash

Looking back at the dot-com bubble for reference, the total market dropped 78% and took 2.5 years to truly hit its bottom. While it has since recovered, millions of people lost millions of dollars in the process. Attempting to compare the rate and amount of the dot-com to the crypto era is extremely difficult.

While it took 3 years for the NASDAQ to triple in price, the crypto market has managed to achieve the same feat in 38 days.

Yes, you read that correctly. From November 30th to January 7th, the market has tripled in value from $277B to $819B. The cryptosphere is growing at an astronomical rate. Here are the three things you can do to help protect yourself against an astronomical collapse.

1) Tether

While the ideal situation to protect yourself would be to pull your money out into fiat cash, we all know the headaches and pains of transfer times, fees, and congestion during major market events. To counter this, a company called Tether has created a coin that never fluctuations in value, always staying at $1 USD.

The last thing you want to happen is to be at work when such an event could take place. Imagine being in a meeting with Mr. Bob, assistant to the regional manager, and watching helplessly as the numbers drop.  By putting simple stop-losses to exchange your crypto currency to fiat at certain incremental drops, you are mitigating risk and may sleep better at night. Figure out your risk tolerance level (10-25-50%) and Tether your coins.

One major disclaimer. There has been speculation on the amount of money Tether has in its reserve. For whatever reason, if everyone tried to pull their money out at the same time, we are not certain of the outcome. Use Tether at your own risk and do your own research before putting your life savings into it.

2) Alerts

The easiest thing you can do right now to be prepared is to be alert. There are multiple mobile apps out there that allow you to set alert notifications on your phone. While this can be a double edged sword in term of consuming yourself with every little bump and hiccup, by putting in major percent changes could save you. The current best mobile apps for this purpose are:




3) Champions

During the dot-com bubble, even the giants were wounded. Google, eBay, Amazon, Ciscso, just to name a few, saw the valuations crumble overnight. In crypto, there is a lot of fluff. A lot of fluff. If only half of the major companies made it out of the dot-com bubble, the amount of crypto companies to make it out is going to be even lower.

There are currently over 1300 coins to trade according to CoinMarketCap. Only a handful of these actually have a product. Only a handful of those actually have a use case. Only a handful of those use cases are profitable. As 1 in 10 startups survive more than five years, many are speculating that as many as 99% of these coins will not exists in five years time.

All of this being said, by choosing companies with true, long lasting, impactfuk technology, a bubble popping is only a temporary dip. Since the crash, all of these giants have recovered and far surpassed previous valuations.

Do your research on your coin. Is it needed? Or is it just good marketing. Can you see it having real world utility? Or did they just throw the blockchain into an already existing idea. These are things you need to think about that will ultimately protect you from years of regret.




“A friend of mine has a great line. He says ‘Nothing important has ever been built without irrational exuberance’. Meaning that you need some of this mania to cause investors to open up their pocketbooks and finance the building of the railroads or the automobile or aerospace industry or whatever. And in this case, much of the capital invested was lost, but also much of it was invested in a very high throughput backbone for the Internet, and lots of software that works, and databases and server structure. All that stuff has allowed what we have today, which has changed all our lives… that’s what all this speculative mania built”. – Venture capitalist Fred Wilson